What a discount membership actually covers

Most households spend across the same four buckets every month: eating out, travel, shopping and entertainment. A discount membership works by negotiating rates in those buckets on behalf of a large member base, then letting each member use them as often as they like.

SaveClub is one such membership. It costs $19.97 a month and covers travel (hotel, flight, vacation-package and cruise discounts), dining (up to 50% off at participating restaurants), retail (member coupons and cash back at major retailers) and entertainment (movie tickets, theme parks, concerts and events).

Whether it pays for itself depends on how you already spend. Someone who eats out weekly or books a couple of hotel stays a year will use it differently from someone who mostly shops online. The sensible first step is to look at the merchant list against your own habits before deciding.

The invite below sends the membership details to your inbox so you can check the categories you actually use.

Show me the membership details

Enter your email to see the SaveClub membership

You'll go straight to the membership page: the four savings categories, the $19.97 monthly price and how to join. No card required to look.

We'll also email you a confirmation with your link.